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Who is Adam?

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Adam is our resident robot mascot! There is a lot of stuff we need to stay on top of if we are to offer you the service that you deserve, and Adam helps us stay organised and knowledgable about all of it.

There are 22 open medical schemes in South Africa (and about 60 that are “closed” and only available to certain companies and employer groups). Just the open schemes have about 300 plans between them. Add primary health care (which is very different from medical aid) and gap covers (which are an essential cover product for almost everyone) and things can get hairy pretty quickly.

So Adam, and his knowledge base and algorithms helps us to stay on top of it. But he never makes the final determination…we have a team of very qualified and experienced humans whose goal is to make sure that your cover is as optimised as it possibly can be.

Why are all our services free?

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They are not really “free”. They are only free to you.

Our fees are paid by your plan provider – but because these fees are already included in your premium, they do not cost you anything extra.

In fact, if you have medical aid or a gap cover but do not have a broker, you are already “paying” for a service you don’t receive. And no, you cannot opt out of this payment.

So how much are the service fees?

The fees are regulated by the Council of Medical Schemes, and the FAIS Act.

For medical aids, brokers receive 3% of the full premium, capped at R90. This cap is meant to dissuade brokers from selling you expensive plans just so they can get more commission.

Gap cover commission is paid on a sliding scale. 20% of the first R300, and 15% for xxx

Primary Health Care commissions vary from 3.25% to 20%.

So what happens to the money if you don’t have a broker?

The commission money stays with the service provider, which presumably uses it to self-service you.

We strongly recommend you appoint an independent broker instead of just relying on the provider to offer you the service you need

Here’s a New Way to Take Better Photos for Instagram

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The exploration of space stands as one of humanity’s greatest achievements. While history has hailed the men and women who reached the cosmos, and those who helped them get there, much of the infrastructure that sent them skyward lies forgotten and dilapidated. This may look a little unusual, but swishing through the various mini-screens is immensely satisfying.

A 2017 survey found that employers have a very or somewhat difficult time finding people with the requisite soft skills. But what if employers are looking for soft skills and are not seeing them? The vast majority of mid-size and large employers in the US, UK and Canada utilize Applicant Tracking Systems.

Space trips about to start next year

Roland Miller has spent nearly half his life chronicling these landmarks before they are lost forever long been obsessed with space as a child, he dreamed of being an astronaut. Applicant Tracking Systems (ATS) make it possible for employers to post new positions online and manage the hundreds of applicants who typically respond to each opportunity. No human hiring manager reviews hundreds of applications.

my friends and colleagues have offered up reactions ranging from outright bemusement to adoration.

The image stabilizing works well on all the neon lights that pepper Tokyo, while even people were neatly captured. There’s some noise, but it compares favorably against older Galaxy phones. Daylight meant effortless captures and some really nice shots, if I say so myself.

HARDWARE

Fully controllable from your mobile phone

Its curves are subjective and divisive; The screen looks great, with the punchy contrast and sharpness that’s been a Samsung flagship mainstay for years. We’ll get back to that edge, but it’s the headline part of a 5.6-inch Quad-HD+ display. But let’s focus on what’s different here: that edge.

ONE-HANDED USE

Make this secondary menu transparent, allowing me to maintain all that screen space. I’d love to see something similar on the iPhone X Plus continues to clear away. While I’m not a huge selfie taker, you’ll have to ask our Senior Selfie Editor, but I do take a whole lot of photos with my smartphone.

SOFTWARE

If you’re looking to learn more about the stylus uses, I’d advise a quick read of Brad’s Galaxy Note 4 review, because the setup is identical here. Faced with the need to differentiate hundreds candidates for every online posting, employers have added many new job requirements most of which are technical. There are two display modes you can flit between: a slender, unassuming bar that can display a customized message.

Woman programming her demo set

THERE’S A WHILE BEFORE YOU GET THE LITTLE PROVISIONS WE MADE TO EASE USERS IN OUR PRODUCT

The screen is marginally smaller than the Note 4, despite the cranked-up pixel count. Like the Note9, text pops a little more, and pictures you take with the 26MP camera are obviously better replicated on the screen and a more substantial column that attempts to offer extra functionality, notifications or context-dependent menus for certain apps, like the camera. Well, both remain unwieldy to grip, and the Note Edge is wider. However, the edged screen nuzzles into my hand better and those software tweaks mentioned above give it the advantage.

Does this mean there’s a soft skills shortage or that Millennials are all late, disorganized poor communicators? The punctual, organized and well-spoken Millennials whom employers should want have played by the rules and completed college degrees.

12 Computer Security Mistakes You’re Probably Making

0

The exploration of space stands as one of humanity’s greatest achievements. While history has hailed the men and women who reached the cosmos, and those who helped them get there, much of the infrastructure that sent them skyward lies forgotten and dilapidated. This may look a little unusual, but swishing through the various mini-screens is immensely satisfying.

A 2017 survey found that employers have a very or somewhat difficult time finding people with the requisite soft skills. But what if employers are looking for soft skills and are not seeing them? The vast majority of mid-size and large employers in the US, UK and Canada utilize Applicant Tracking Systems.

Space trips about to start next year

Roland Miller has spent nearly half his life chronicling these landmarks before they are lost forever long been obsessed with space as a child, he dreamed of being an astronaut. Applicant Tracking Systems (ATS) make it possible for employers to post new positions online and manage the hundreds of applicants who typically respond to each opportunity. No human hiring manager reviews hundreds of applications.

my friends and colleagues have offered up reactions ranging from outright bemusement to adoration.

The image stabilizing works well on all the neon lights that pepper Tokyo, while even people were neatly captured. There’s some noise, but it compares favorably against older Galaxy phones. Daylight meant effortless captures and some really nice shots, if I say so myself.

HARDWARE

Fully controllable from your mobile phone

Its curves are subjective and divisive; The screen looks great, with the punchy contrast and sharpness that’s been a Samsung flagship mainstay for years. We’ll get back to that edge, but it’s the headline part of a 5.6-inch Quad-HD+ display. But let’s focus on what’s different here: that edge.

ONE-HANDED USE

Make this secondary menu transparent, allowing me to maintain all that screen space. I’d love to see something similar on the iPhone X Plus continues to clear away. While I’m not a huge selfie taker, you’ll have to ask our Senior Selfie Editor, but I do take a whole lot of photos with my smartphone.

SOFTWARE

If you’re looking to learn more about the stylus uses, I’d advise a quick read of Brad’s Galaxy Note 4 review, because the setup is identical here. Faced with the need to differentiate hundreds candidates for every online posting, employers have added many new job requirements most of which are technical. There are two display modes you can flit between: a slender, unassuming bar that can display a customized message.

Woman programming her demo set

THERE’S A WHILE BEFORE YOU GET THE LITTLE PROVISIONS WE MADE TO EASE USERS IN OUR PRODUCT

The screen is marginally smaller than the Note 4, despite the cranked-up pixel count. Like the Note9, text pops a little more, and pictures you take with the 26MP camera are obviously better replicated on the screen and a more substantial column that attempts to offer extra functionality, notifications or context-dependent menus for certain apps, like the camera. Well, both remain unwieldy to grip, and the Note Edge is wider. However, the edged screen nuzzles into my hand better and those software tweaks mentioned above give it the advantage.

Does this mean there’s a soft skills shortage or that Millennials are all late, disorganized poor communicators? The punctual, organized and well-spoken Millennials whom employers should want have played by the rules and completed college degrees.